Disclaimer / Terms of Use

Almond Branch, LLC, dba 38 Compliance (herein referred to as “38 Compliance”) is a regulatory compliance consulting firm. The information contained on this website is for informational purposes only.

Reservation of Rights
We reserve the right, at our discretion, to change, modify, add, or remove portions of this Disclaimer/Terms of Use (“Terms”) at any time. Your continued use of the website following reasonable notice of such modifications will be conclusively deemed acceptance of any changes to the Terms. You agree that notice of changes to Terms posted on the website constitutes reasonable and sufficient notice. At all times, you are bound by the then-current version of the Terms and of all applicable laws.​

Use of Content
The Content (as defined below) of this website is available for informational purposes only. The posting of Content and access to this website does not constitute, either explicitly or implicitly, any provision of services or products by 38 Compliance.

This website (including the software and files), the computers hosting this website, and content provided on this website, including any text, music and sound, graphics, images, photographs, audio and video, footage, animations, podcasts, analyses, studies, reports, and downloads (all such content collectively, the “Content”) are the exclusive property of 38 Compliance, or are licensed to 38 Compliance and are protected by law, including United States copyright, database, trade secret, and trademark law, as well as other state, national, and international laws and regulations. 38 Compliance reserves all rights with respect to its proprietary information or material on this website and will enforce such rights to the full extent of applicable copyright and trademark law. Except as expressly provided in the Terms, does not grant any express or implied rights to you. All rights in the pages and website Content are owned by 38 compliance and its respective licensors. You agree not to sell, distribute, publish, broadcast, circulate or commercially exploit website Content in any manner without the express written consent of 38 compliance Any downloading or otherwise copying from this website will not transfer title to any software or material to you. Unless otherwise noted, 38 compliance, and other brands featured on the website constitute our trade/service marks. You agree not to directly or indirectly: attempt to register, challenge or contest the validity of 38 compliance’s ownership of, such copyrights, trademarks or any other intellectual property of 38 compliance, or assist any third party in doing so.​

No Reliance
Although 38 Compliance has taken reasonable care to ensure that the information contained within this website is accurate, no representation or warranty (including liability towards third parties), expressed or implied, is made as to its accuracy, reliability or completeness by 38 Compliance or its contractual partners. Opinions and any other contents at the website are provided by 38 Compliance for personal use and informational purposes only and are subject to change without notice. Nothing contained on this website constitutes legal advice.

No Warranty
The information and opinions contained on this website, including hyperlinks or references to other websites, are provided ‘as is’ without any warranty of any kind, either expressed or implied, to the fullest extent permissible pursuant to applicable law. You are responsible for evaluating the adequacy, accuracy, reliability, merchantability, non-infringement, completeness of any information or the content available on the website or fitness for any particular purpose with respect to the website or any of its content. 38 Compliance further assumes no responsibility for, and makes no warranties that, functions contained on this website will be uninterrupted or error-free, that defects will be corrected, or that this website or the servers that make it available will be free of viruses or other harmful components.

Liability Waiver
Neither 38 Compliance nor any of its directors, officers, or employees, nor any third party vendor, will be liable or have any liability, whether in contract, tort, strict liability or otherwise, for any direct, indirect, incidental, consequential, punitive or special damages arising out of or in any way connected with your access or use or inability to access or use the website or reliance on the Content, or any failure of performance, interruption, defect, delay in transmission, computer viruses or other harmful components, or line or system failure associated with the website, regardless of our knowledge thereof. The same is true for any content appearing on any of 38 Compliance’s websites.

Events Beyond 38 Compliance’s Control
You expressly absolve and release 38 Compliance, its respective affiliates, related companies, and all of its respective officers, directors, employees, registered representatives, shareholders, legal representatives, attorneys, agents, successors and assigns, from any claim of harm resulting from a cause beyond its control including, but not limited to, the failure of electronic or mechanical equipment or communication lines, telephone or other interconnect problems, computer viruses or software failures, unauthorized access, theft, operator errors, severe weather, earthquakes, or natural disasters, strikes or other labor problems, wars, acts of domestic or foreign terrorism or governmental restrictions.

User Representations
You represent and warrant to 38 Compliance that you will not use this website for any purpose that is unlawful or prohibited by these Terms and Conditions, including but not limited to attempting or actually (a) disrupting, impairing or otherwise interfering with the operation or integrity of the website or circumventing any website security system; (b) collecting any information about other users of the website; or (c) systematically extracting Content or other information or data contained in the website to populate databases or other websites.

Linked Websites
Certain hyperlinks or referenced websites on this website may, for your convenience, forward you to third parties’ websites, which generally are recognized by their top level domain name. Any descriptions of, references to, or links to other products, publications or services does not constitute an endorsement, authorization, sponsorship by or affiliation with 38 Compliance with respect to any linked website or its sponsor, unless expressly stated by 38 Compliance Any such information, products or websites have not necessarily been reviewed by 38 Compliance and are provided or maintained by third parties over whom 38 Compliance exercises no control. 38 Compliance expressly disclaims any responsibility for the content, the accuracy of the information, and/or quality of products or services provided by or advertised on these third-party websites. 38 Compliance reserves the right to terminate any hyperlink or hyperlinking program at any time.

Information Submitted By You
Please do not send any information to 38 Compliance that constitute a trade secret or is confidential or proprietary until a formal client relationship has been established with 38 Compliance. 38 Compliance cannot agree to obligations of confidentiality or non-disclosure with regard to information submitted to us. By submitting information or materials to 38 Compliance prior to establishing a formal client relationship, you and anyone acting on your behalf, agree that any such information or materials will not be considered confidential or proprietary. 38 Compliance is not obligated to review any information or materials sent to us, 38 Compliance reserves the right to reject information or materials in its sole discretion and 38 Compliance will be under no obligation to return any information or materials to you.

International Use
Due to the global nature of the Internet, this website may be accessed by users in countries other than the United States. We make no warranties that materials on this website are appropriate or available for use in such locations. If it is illegal or prohibited in your country of origin to access or use this website, then you should not do so. Those who choose to access this website outside the United States do so on their own initiative and are responsible for compliance with all local laws and regulations.

Privacy Notice
38 Compliance respects the privacy of the visitors to our website. We generally record certain usage information, such as the number and frequency of visitors to this website. This information may include the websites that you access immediately before and after your visit to our website, the Internet browser you are using, your IP address and the country you have accessed the website from. If we use such data at all, it will be on an aggregate basis, and we will not disclose to third parties any information that could be used to identify you personally.